en-us Fri, 20 Nov 2009 17:36:05 -0500 ATM@msgroup.org 60 All Things Motorcycle - Ways to Influence the MIC-MSF via the Insurance Industry http://www.msgroup.org/forums/mtt/ All Things Motorcycle for Guest http://www.msgroup.org/forums/mtt/ http://www.msgroup.org/forums/mtt/rss_32.png All Things Motorcycle RSS Feed 144 47 Ways to Influence the MIC-MSF via the Insurance Industry - Could insurance Companies be part of the problem?SkootchNChttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9563&REPLY_ID=96628Ways to Influence the MIC-MSF via the Insurance Industry Wed, 11 Mar 2009 07:38:38 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9563 I believe it is in Insurance industry's best SELF-interest to promote rider training and education, as well as driver education across the board.

1) the cost to educate would be less that the cost to continue paying out on claims

2)as the cost of claims decrease, the profits from premiums increase

3)"good works" is a wonderful advertisement

the best "public relations" event, would be keeping the public alive and paying those premiums]]>Ways to Influence the MIC-MSF via the Insurance Industry - MSF Conflicts of InterestNight Trainhttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9618&REPLY_ID=95119Ways to Influence the MIC-MSF via the Insurance Industry Sat, 07 Feb 2009 09:25:12 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9618 Good suggestion Inceptor, my apologies for misinterpreting the issue raised. The other topic remains as there may be some that would espouse that view as well. As Gymnast has pointed out, any member can start a new thread with their own topic for discussion. Feel free to exercise that privilege at any time.]]>Ways to Influence the MIC-MSF via the Insurance Industry - Possible Conflicts Within The MSFgymnasthttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9614&REPLY_ID=95101Ways to Influence the MIC-MSF via the Insurance Industry Fri, 06 Feb 2009 21:15:35 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9614 Inceptor, any member, including you, is free to start a new topic on whichever forum is most appropriate.]]>Ways to Influence the MIC-MSF via the Insurance Industry - Correlation vs Causationinceptorhttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9195&REPLY_ID=94989Ways to Influence the MIC-MSF via the Insurance Industry Thu, 05 Feb 2009 04:40:28 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9195
quote:
Originally posted by rioguy I'm pondering what sorts of things would need to be studied in order to help us out. First we will have to find correlations and then determine if they are causations.
1. How long have you been riding? 6 months before seasonal layoff
2. How many miles have you ridden? 2400 miles (if hours were the measure my first season was busy and typical of an enthusiastic new rider)
3. Have you had a crash that caused injury or enough damage to the bike so you made an insurance claim? no
6. Is there anything about your riding that is important. I avoided traffic, kept speeds down and behaved like the new rider I am.

quote:
For those with a long layoff
My layoff will probably end up being 3 1/2 months. Then the focus will be on the parking lot until I'm as good as the end of the previous season.]]>Ways to Influence the MIC-MSF via the Insurance Industry - Tiered Licensing - Research and Evaluationrioguyhttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9216&REPLY_ID=93232Ways to Influence the MIC-MSF via the Insurance Industry Wed, 07 Jan 2009 07:18:57 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9216
quote:
Originally posted by SkootchNC



NCSHP SGT. Mark Brown states in his BIKESAFE-NORTH CAROLINA class. this has dropped to the fifth leading cause. With the first 4 leading causes being the motorcyclist himself

1)improper curve skills
2)improper braking
3)improper safety gear
4)impaired rider



I would add excessive speed to this and move improper safety gear down to last.

In about the first week of riding, I came to the conclusion that the most probable cause of a crash is me. The number of times I have had to take significant evasive action for another vehicle is 3. The number of times where the outcome was in doubt at the time I took the action is 0.

I don't drink, so that one is not a factor. And I don't speed.

The number of opportunities to screw up the first three numbers in the millions.

I feel this is very good news as we can reduce our probability of a crash to a very low number by focusing inward rather than outward. I'd be really scared if I knew I had to wait for some training panacea to come along before I could be safe.

I've given up on trying to change others. Those who would listen will ask. The books are available. The information is on the internet. About the only thing the states can do is make the information more visible. But those who want to ignore it will.]]>Ways to Influence the MIC-MSF via the Insurance Industry - Possible Changes to MSF Courseldshttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9303&REPLY_ID=92548Ways to Influence the MIC-MSF via the Insurance Industry Sat, 27 Dec 2008 12:28:33 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9303
quote:
Originally posted by tmonroe

Just a suggestion here (sorry if I'm slightly OT):

The MSF basic rider course has a very brief section on types of motorcycles. Absolutely nothing about displacement, height or appropriateness is mentioned during this part of the course. If the size of bike is discussed at all, it's by the instructor, and it's just going to reflect their personal opinion. If anything, every type of motorcycle (from Sportbike to Tourer) is basically given a classification and differences in appearance are discussed - but nothing about what makes a good starter bike. They mention nothing about appropriateness.

Why don't you contact whoever runs the motorcycle safety program in your state with this suggestion?]]>Ways to Influence the MIC-MSF via the Insurance Industry - Motorcycle Safety (Insurance)aidanspahttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9186&REPLY_ID=92523Ways to Influence the MIC-MSF via the Insurance Industry Fri, 26 Dec 2008 16:07:19 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9186
quote:
Originally posted by gymnast


"Introduction: Back to the Future-Revisiting Haddon..."
http://epirev.oxfordjournals.org/cg...full/25/1/60


Great "stuff" gymnast. Took me several quiet, uninterrupted readings to digest and comprehend it, but it is remarkable. I will revisit it from time to time.

Love this ancillary quote:

quote:
Haddon most likely would have agreed with Kreigers assertion 30 years later that "theory, absent action, is an empty promise" (7, page 674), contending that theories should not only inspire the questions asked in research but also provide insight into how to translate research findings into practical strategies to improve health.


I am hoping that our theoretical work in this topic inspires in us a way to translate our findings into practical strategies to improve motorcycle safety.]]>Ways to Influence the MIC-MSF via the Insurance Industry - What Insurance coverage exists during training?biocoachhttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9197&REPLY_ID=91948Ways to Influence the MIC-MSF via the Insurance Industry Thu, 11 Dec 2008 17:10:07 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9197 Capt Crash is getting a few of those in Colorado. We're sadly getting the hyosung 250's at quantico to replace our aging fleet. I'll let you know how it works for both of us.]]>Ways to Influence the MIC-MSF via the Insurance Industry - Student insurance for rider training courses.House_of_Dexterhttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9223&REPLY_ID=91914Ways to Influence the MIC-MSF via the Insurance Industry Thu, 11 Dec 2008 09:26:46 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9223
quote:
Originally posted by gymnast

Biocoach, after looking at the release forms that a student is required to sign in order to participate in a course, particularly in a state that requires a course in order to get a license, such as Florida, I agree with idea and you are right that you shouldn't be on a motorcycle unless you have insurance to cover the cost of any "mishap".

On the other hand I can see where the course provider and particularly the instructors may be a "target" if an uninsured student is injured in a course. Further, I believe that the likelihood of litigation would be greatly reduced if the medical expenses for any injurious "mishaps" during instruction were "covered" with a known provider of medical insurance.

I have devoted considerable thought to this subject for several decades and find it to be a "weak spot" in the universe of program delivery considerations.

The problem with offering Insurance...Is that some states require someone on site to be licensed Property and Casual Insurance Agent to offer it.]]>Ways to Influence the MIC-MSF via the Insurance Industry - What can/should we educate the industry about?dfpd273http://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9198&REPLY_ID=91745Ways to Influence the MIC-MSF via the Insurance Industry Fri, 05 Dec 2008 05:28:06 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9198 Sorry if I should know this already.[:I]

Has the MSF courses (or Rider's edge or whatever) been in existence long enough to be able to gather meaningful data on accidents that have occurred between "trained" riders and "untrained" riders?

It seems that the insurance companies would be all for saving money and making customers happy at the same time. It seems that if any meaningful data could be presented to an insurance company that spoke of numbers of crashes by people that went through a training course versus numbers of crashes by those that didn't it would be more than sufficient to warrant an investigation by any insurance company.

(It made sense in my head at any rate)]]>Ways to Influence the MIC-MSF via the Insurance Industry - Tiered licensing and registration in Japangymnasthttp://www.msgroup.org/forums/mtt/topic.asp?whichpage=-1&TOPIC_ID=9233&REPLY_ID=91710Ways to Influence the MIC-MSF via the Insurance Industry Wed, 03 Dec 2008 22:19:53 -0500http://www.msgroup.org/forums/mtt/topic.asp?TOPIC_ID=9233 To say that they do things differently in Japan as compared to the US would be a serious understatement. International class road racers in Japan have a hard time passing their license tests for the top class of license in less than several tries. At one time, roughly 40 years ago, Japan allowed the sale of only "imported" motorcycles above, I believe 500cc. If you wanted a 1000cc Japanese bike, it was explained to me, it it would have to be an export model, re-imported from the Philippines or Korea or some such and the transaction involved import fees inspection fee, compliance fees and so forth. I have no idea of when and how Japan has changed it's laws since that time, however it was rather clear that they did not want to facilitate the use of large displacement motorcycles.

I do not see Japanese motor vehicle laws as a model to be emulated in the USA, however they are a good example of how a bureaucracy can create a very difficult and "convoluted" system that serves to stifle the use of medium and large displacement motorcycles by creating a skills test procedure that that in many cases has little to do with real world road skill requirements. To add a historical perspective, I know that some of the people from the MSF (Adam Johnson, Allan Robinson?) went over to Japan in the early 70s to observe their license testing procedures before the development of a US off street testing model that has morphed into what now known the MOST test.]]>